UNDERWRITER REPRESENTATION

Debt Offerings

Issuer

Offering Description

Georgica plc
(entertainment)

£60 million of senior second secured floating rate notes (2005)

HSBC Finance Corporation
(consumer finance)
Represented HSBC Securities (USA) Inc.

$3.35 billion notes program (2005)

Household Finance Corporation
(consumer finance)
Represented Banc of America Securities LLC; HSBC; ABN AMRO Inc.

$1.25 billion notes program (2003)

Household Finance Corporation
(consumer finance)
Represented Banc of America Securities LLC; Credit Suisse First Boston; HSBC; Salomon Smith Barney; Deutsche Bank Securities; JPMorgan; Merrill Lynch; and UBS Warburg

$1.75 billion notes program (2003)

Household Finance Corporation
(consumer finance)
Represented JPMorgan and Morgan Stanley

$1.25 billion  notes program (2002)

Household Finance Corporation
(consumer finance)
Represented Merrill Lynch & Co.; Morgan Stanley Dean Witter; and UBS Warburg

$15 billion medium term notes program (2002)

Household Finance Corporation
(consumer finance)
Represented Incapital LLC and Banc of America Securities

$3 billion InterNotes program (2002)

Household Finance Corporation
(consumer finance)
Represented Banc of America Securities; J. P. Morgan; UBS Warburg

$2.5 billion notes listed on the Luxembourg Stock Exchange (2002)

Household Finance Corporation
(consumer finance)
Represented Credit Suisse First Boston; Deutsche Bank Securities; Merrill Lynch & Co.

$1.75 billion notes listed on the Luxembourg Stock Exchange (2002)

Household Finance Corporation
(consumer finance)
Represented Credit Suisse First Boston; Deutsche Bank Securities; Merrill Lynch & Co.

$750 million notes listed on the Luxembourg Stock Exchange (2002)

California Statewide Communities Development Authority
(public entity)
Represented Salomon Smith Barney

$105 million insured revenue bonds for the expansion of the Children’s Hospital Los Angeles (2002)

Household International Inc.
(consumer finance)
Represented Morgan Stanley Dean Witter

$1.2 billion zero coupon convertible debentures (2001)

Household Finance Corporation
(consumer finance)
Represented Incapital LLC and Banc of America Securities

$1 billion InterNote program (2001)

The Northern Trust Company
(commercial bank)
Represented Chase Securities Inc.

$150 million subordinated bank notes (2001)

Household Finance Corporation
(consumer finance)
Represented Banc of America Securities; J.P. Morgan; UBS Warburg; Morgan Stanley; Salomon Smith Barney; Credit Suisse First Boston; and Merrill Lynch & Co.

$15 billion shelf registration including three offerings to date (2001-2002)

Household Finance Corporation
(consumer finance)
Represented ABN AMRO; UBS Warburg; Deutsche Banc Alex. Brown; J.P. Morgan; Salomon Smith Barney; Merrill Lynch & Co,; Banc of America Securities; Credit Suisse First Boston

$11 billion shelf registration including seven offerings (2000-2001)

Household Finance Corporation
(consumer finance)
Represented Merrill Lynch & Co.; Morgan Stanley Dean Witter; and Warburg Dillion Reed LLC

$10 billion medium term notes program (2000)