The In-Plan 401(k) Roth Conversion Strategy

Overview


Joseph Urwitz described as “pretty nice” the feature that allows a married Roth IRA holder to will the account to a spouse, who rather than withdrawing the money can leave it to children who can access it over their lifetimes. However, Mr. Urwitz warned IRA holders who want to convert to a Roth IRA that, according to IRS guidance, only vested amounts can be converted. Read the full article