Kristi M. Garrett counsels insurance companies, intermediaries and startups on various insurance regulatory and corporate issues throughout the United States. She guides clients through all aspects of the admitted, exempt and surplus lines insurance business. She spent four years working in the London insurance market where she focused on counseling London market participants on these issues.
Kristi advises clients on InsurTech product development and licensing issues. She provides regulatory advice in connection with the regulatory approval process for acquisition/change of control of insurers and intermediaries for M&A transactions. She has experience guiding clients through state regulatory investigations, insurer applications for surplus lines approval to the NAIC, and structuring group/master policy and trust arrangements, including compliance with the Affordable Care Act.
She actively monitors state insurance-related legislative and regulatory developments, including InsurTech initiatives, non-admitted insurance issues, and rebating and inducement issues.
In addition, Kristi has defended clients in complex commercial litigation, including class actions, and has advised on issues relating to institutional business practices and corporate compliance. She has experience conducting internal reviews and counseling clients through government inquiries and investigations by various state Departments of Insurance, offices of state Attorneys General and the Securities and Exchange Commission.
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