Credit Scoring & Data Protection - McDermott Will & Emery

Credit Scoring & Data Protection


Although credit scoring is a highly data-intensive practice – particularly used by banks – it has not historically been challenged in France under the Data Protection Act of January 6, 1978. It has to be said that the CNIL, the competent authority in this area, had successively put in place guarantees within the framework of simplified prior formalities.

Romain Perray and Hélène Adda explore this issue in Revue Banque. Access the French article (via paywall) here.