Home Office Workplace Accident - Insurance Coverage Available? - McDermott

Accident Between Bedroom and Home Office Workplace – Is Insurance Coverage Available?


One of the biggest advantages of a home office is the reduction of commuting time. Most employees will not have a particularly long way to travel from their bedrooms to the office or workplace. Nevertheless, some people will have wondered whether they are covered by accident insurance if they suffer injuries on the way. In a departure from its previous case law, the Federal Social Court (BSG) has corrected the State Social Court (LSG) and provided clarity.